The ICEA Endowment Assurance with Profits (EAW)

The ICEA’s EAW is a unique investment vehicle that conditions you to save in a disciplined way for your mid to long term goals whilst accruing interest on your savings which sum up to your maturity value thus the name “profits”. What’s more, you enjoy other benefits like a free life cover that, in addition to your investment, is paid to your beneficiaries in the event of your unfortunate demise thus making it a 3 in 1 investment policy.

Benefits include:

☑️ Policy Loan
You can take a loan against your premiums from year 3 (36 months of contributions)

☑️ Tax-Free benefit
When your policy matures, you will get the full Sum Assured paid to you Tax-Free.

☑️ Contribution Break (Re-Dating)
If you are unable to continue paying the premiums for your policy, you can pause payment of your policy and restart when your circumstances improve, at no extra cost.

☑️ 15% tax relief
If you are employed and you advise your HR department about your policy, you get a 15% tax relief each month.
If you are self-employed you can claim the same from Kenya Revenue Authority (KRA).

☑️ Guarantee Income for Your Loved Ones
In the unfortunate event of your demise, your nominated beneficiaries can still have the quality of life you envisioned for them
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