ICEA Value Added Term (Cash Back)

The ICEA Value Added Term (VAT) or as commonly referred “Cash Back” is unique in that it allows you to save for your desired term and get back your full premium contributions at the end of that period. However, in the unfortunate event of
your demise, we will pay your nominated beneficiaries
the Sum Assured immediately following notification of your demise.

Enjoy such benefits as policy loans, tax free returns, 15% tax relief, flexible payment terms including frequencies, reduce or increase premiums and a full refund of your premiums should you survive the policy term.

If you are unable to continue paying the premiums for your policy, you can pause payment of your policy and restart when your circumstances improve, at no extra cost. This is known as re-dating
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